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With home prices down from their peak, higher mortgage rates, more negotiating power for buyers, and major uncertainty in the Toronto condo market, the answer depends heavily on *what you’re buying and why you’re buying it.* In this episode of Real Estate Unscripted, Theepan Balasubramaniam and Varshan Thavarajah break down what they’re actually seeing in the Greater Toronto Area real estate and mortgage markets. We talk about where opportunities are starting to appear, why this market reminds us of parts of 2017, what’s happening with mortgage rates and renewals, and why we’re being especially cautious about certain parts of the condo and pre-construction markets. If you're a first-time home buyer, current homeowner, move-up buyer, real estate investor, or someone approaching a mortgage renewal in Ontario, this episode will help you think through the market beyond the headlines.

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Is now a good time to buy real estate in the GTA in 2026?

With home prices down from their peak, higher mortgage rates, more negotiating power for buyers, and major uncertainty in the Toronto condo market, the answer depends heavily on *what you’re buying and why you’re buying it.* In this episode of Real Estate Unscripted, Theepan Balasubramaniam and Varshan Thavarajah break down what they’re actually seeing in the Greater Toronto Area real estate and mortgage markets. We talk about where opportunities are starting to appear, why this market reminds us of parts of 2017, what’s happening with mortgage rates and renewals, and why we’re being especially cautious about certain parts of the condo and pre-construction markets. If you're a first-time home buyer, current homeowner, move-up buyer, real estate investor, or someone approaching a mortgage renewal in Ontario, this episode will help you think through the market beyond the headlines.